The power behind largest mobile payments initiative in the United States, mFoundry’s payments product helps our clients create persistent, revenue-generating connections with their customers.mFoundry is the only mobile financial services provider with a live, market-proven mobile payments solution. Our real world expertise has helped shape our product into a solution that adds value to financial institutions and merchants.

With support for all three mobile modes (SMS, Mobile Web, & Applications), mFoundry provides the widest device coverage possible.

Our mPayments solution can power a broad range of payments-related features:

  • Account Information – Whether your card accounts are credit, debit, loyalty, or stored-value, our product can deliver balance and rich transaction information to your customers.
  • Alerts – Our platform can integrate into your systems to deliver important, timely alerts to your customers.
  • Reload – Our product integrates into multiple systems to process instant or batched account reload for your customers. Source account funds can come from a variety of account types including other cards and alternative payment networks like PayPal.
  • Gifting – Allow your customers to send and receive value via their mobile phones. Fulfillment can be accomplished via our wide variety of POS methods.
  • POS integration – Our product can interface with the point-of-sale via numeric codes, 2D barcodes, contactless stickers/SD cards, or NFC-enabled devices (when available).

Technically, our mPayments solution has been architected to provide secure, high-volume throughput, ensuring that our client’s mobile offerings remain available even at peak usage times.

    • Hosted Solution – Our mPayments solution is hosted at a PCI-compliant, SAAS 70 certified location. The location currently runs millions of daily transactions for mFoundry banking and payment clients.
    • Scalable – Our solution was built to scale, easily handling high transaction volumes during peak usage hours. Because we have actual mPayments and mBanking product in-market, our systems have been tested outside of the lab and in the hands of actual customers.
    • Multi-Mode – We support a full 3-mode solution including SMS, Mobile Web (WAP and rich interfaces), and Applications including iPhone, iPod Touch, Android, & RIM.
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 SMS – Our text messaging solutions are robust and cover all major mobile carriers in the United States. Short codes can be shared or unique.
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 Mobile Web – Our mobile web technology dynamically identifies the device type, delivering a lower fidelity solution if needed to ensure a stable customer experience. In the event the user has a more powerful device, e.g. Android or iPhone, our mobile web solution changes to a richer, more app-like experience that is consistent with the user’s expectations. Both the Mobile Web and SMS solutions can be used to “upsell” a mobile application if available.
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 Applications – Our applications leverage a rich UI and take advantage of key device features like GPS. mFoundry’s tight relationships with application stores allows us to easily bring your solution to market.